How to work out a cash payment plan for my future pregnancy? Any Ohio programs other than medicaid?

"After one month of trying I became pregnant and had a beautiful healthy boy!"

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Best information and tips about help for pregnant women, help with pregnancy and pregnancy help
I have insurance but it only covers me if I have complications during my pregnancy. I believe my doctor takes medicare etc (we make too much for that) so I figure we are going to have to pay out of pocket. Are there any ohio programs for cost assistance associated with pregnancy? I heard you can speak to the doctor and tell them that you’re paying cash for everything and they will give you a discounted price for everything from beginning to end. Is this true? Any advise would be appreciated!

I applaud you for wanting to take the responsibility for your medical coverage. It seems by reading the questions that the first word out of many peoples mouth is medicaid.
I would look into buying another insurance policy or switching insurance. Maybe you can add "maternity coverage" to your current policy.